Dave Ramsey Recommends Finding the Right Mortgage Company for Your Needs

Dave Ramsey recommends using a trusted mortgage company that provides excellent customer service and competitive rates on home loans.

When it comes to buying a home, Dave Ramsey recommends working with a mortgage company that offers excellent customer service and competitive rates. It is important to do your research when selecting a mortgage lender; you should look for one that has a good reputation in the industry and is known for providing reliable services. Additionally, make sure to compare different companies’ loan terms and interest rates to find the best deal.

Once you’ve selected a mortgage company, they will help guide you through the entire home loan process. They can provide advice on which type of loan would be best suited to your needs, as well as answer any questions you may have about paperwork or other requirements. Additionally, they can help you understand all the details of the loan agreement so that you are fully informed before signing on the dotted line.

In conclusion, if you want to get the most out of your home purchase experience, it is important to choose a reputable mortgage company that provides great customer service and competitive rates. Make sure to do your research and compare different lenders before making your final decision. With careful consideration and preparation, you can be confident in securing an affordable home loan with favorable terms.


Dave Ramsey recommends that people use a local, reputable mortgage company when purchasing a home. He suggests looking for companies with good customer service and competitive rates. He also advises individuals to get quotes from several lenders and compare their options before making a decision. Additionally, he encourages people to avoid adjustable-rate mortgages (ARMs) and instead opt for fixed-rate loans with the lowest interest rate possible.

– Dave Ramsey’s Recommended Mortgage Companies

Dave Ramsey is a renowned financial expert and best-selling author who has been helping people get out of debt and manage their finances for over 25 years. He recommends several mortgage companies to his followers, based on their commitment to customer service, competitive rates, and overall trustworthiness.

One of the top mortgage companies recommended by Dave Ramsey is Quicken Loans. This company offers a wide range of loan products, from conventional loans to jumbo loans, as well as adjustable-rate mortgages. They also provide excellent customer service with an easy-to-navigate website and helpful advisors who are available 24/7 via phone or chat.

Another highly recommended mortgage company is USAA Mortgage. This lender specializes in VA loans for veterans and active military members, but they also offer conventional home loans for those who don’t qualify for a VA loan. USAA Mortgage has been recognized for its excellent customer service and competitive rates on all types of mortgages.

Finally, Dave Ramsey also recommends Navy Federal Credit Union as one of the best mortgage lenders in the country. Navy Federal offers a variety of loan products including fixed-rate mortgages and adjustable rate mortgages (ARMs). They have low closing costs and no origination fees, making them an attractive option for many borrowers. Plus, they have great customer service with knowledgeable representatives who can help you through the entire process.

These three companies are among the top recommended mortgage companies by Dave Ramsey due to their commitment to excellent customer service, competitive rates, and trustworthiness in the industry. Whether you’re looking for a VA loan or a conventional loan, these lenders are sure to provide you with an excellent experience when it comes to financing your home purchase or refinance needs.

– Benefits of Dave Ramsey’s Recommended Mortgage Companies

Dave Ramsey’s Recommended Mortgage Companies offer a variety of benefits to potential homebuyers. These companies are committed to providing excellent customer service and competitive rates. Their loan officers are knowledgeable, experienced, and have access to the most up-to-date mortgage products available.

By choosing one of Dave Ramsey’s Recommended Mortgage Companies, you can rest assured that you’re getting the best possible deal for your mortgage needs. These companies provide a wide range of options for borrowers, including fixed-rate mortgages, adjustable-rate mortgages, and jumbo loans. They also offer special programs such as first-time homebuyer assistance and VA loans.

Another benefit of using Dave Ramsey’s Recommended Mortgage Companies is their commitment to helping borrowers understand the process and make informed decisions about their financial future. Loan officers will take the time to explain all of the details involved in obtaining a mortgage loan so that you can make an educated decision on which option is best for you. They’ll also work with you throughout the entire process to ensure that your experience is as stress-free as possible.

Finally, these companies provide personalized service and advice tailored to each individual borrower’s unique needs and goals. From helping you select the right type of loan product for your situation to providing guidance on budgeting and other financial matters, these lenders are always there for you when you need them most.

For those looking for an honest, reliable lender with competitive rates and superior customer service, Dave Ramsey’s Recommended Mortgage Companies are an excellent choice. With their commitment to helping borrowers achieve their homeownership goals, these lenders provide a valuable resource for anyone in search of a mortgage loan.

– How to Find the Best Mortgage Company for You with Dave Ramsey’s Recommendations

When it comes to buying a home, finding the best mortgage company is essential. With so many options available, it can be difficult to know which one is right for you. Fortunately, Dave Ramsey has some helpful recommendations that can make your search easier. Here’s how to find the best mortgage company for you with Dave Ramsey’s advice.

First, consider the amount of money you need to borrow and the type of loan you’re looking for. Some mortgage companies specialize in certain types of loans, such as conventional or FHA loans, while others may offer more flexible options like adjustable-rate mortgages (ARMs). Knowing what type of loan you need will help narrow down your choices.

Next, research each potential lender to ensure they have a good reputation and track record. Look at online reviews from past customers and check out their Better Business Bureau rating if possible. You should also ask any questions that come up during your research so that you feel confident about your decision.

Finally, compare rates from different lenders to ensure you’re getting the best deal possible on your loan. Make sure to look at closing costs and other fees associated with the loan so that you don’t end up paying more than necessary in the long run.

By following Dave Ramsey’s recommendations, you can rest assured that you’ll find the best mortgage company for your needs. Doing your research and comparing different lenders will help ensure that you get a great deal on your home loan and are able to move into your dream home as soon as possible!

– Pros and Cons of Using Dave Ramsey’s Recommended Mortgage Companies

Dave Ramsey’s Recommended Mortgage Companies can be a great option for many homebuyers. There are some pros and cons to consider before making a decision.

The primary benefit of using Dave Ramsey’s Recommended Mortgage Companies is that they are all pre-screened and have been vetted by the financial expert himself. This means that borrowers can trust that the companies they choose will offer competitive rates, fees, and terms. Additionally, these lenders typically offer personalized customer service, which can make the process of obtaining a mortgage easier.

On the other hand, there are some potential drawbacks to using Dave Ramsey’s Recommended Mortgage Companies. For one thing, some of these lenders may not offer as many loan options as other lenders do. Additionally, because these companies have been pre-screened by Dave Ramsey himself, it may be difficult to find out if any of them have had any complaints or issues in the past. Lastly, while Dave Ramsey’s recommended lenders may offer competitive rates and terms, it is important to compare offers from multiple lenders before making a decision in order to ensure you get the best deal possible.

Overall, Dave Ramsey’s Recommended Mortgage Companies can be a great option for many homebuyers who want to work with trusted and reliable lenders. However, it is important to research each lender thoroughly before making a final decision in order to ensure you get the best deal possible for your particular situation.

– Tips for Choosing a Mortgage Company from Dave Ramsey’s Recommendations

When you are in the process of buying a home, one of the most important decisions you will make is choosing the right mortgage company. Dave Ramsey, a financial expert and author, has some great advice when it comes to this decision. Here are some tips for choosing a mortgage company from Dave Ramsey’s recommendations:

1. Do your research: Before you choose a mortgage company, make sure you do your research and look into different companies to find the best fit for your needs. Compare interest rates, fees, and other factors that can affect the overall cost of your loan.

2. Ask questions: Don’t be afraid to ask questions about the loan process or any other details related to the loan. You should also ask about any hidden fees or charges that may not be included in the quoted rate.

3. Get referrals: Talk to friends and family who have recently purchased homes and see which mortgage companies they used and if they were happy with their service. You can also check online reviews for additional information on specific companies and their services.

4. Check credentials: Make sure that any potential mortgage company is properly licensed in your state and has good standing with regulatory agencies such as Fannie Mae or Freddie Mac.

5. Negotiate terms: Once you have chosen a mortgage company, don’t be afraid to negotiate terms with them such as lower interest rates or reduced closing costs. This could save you money over time on your loan payments or reduce upfront costs associated with getting a loan.

By following these tips from Dave Ramsey’s recommendations, you can ensure that you choose a reliable mortgage company that meets all of your needs and provides excellent service throughout the process of buying a home.


Dave Ramsey recommends using a local, reputable mortgage company that is experienced in handling VA loans and has a history of providing excellent customer service. He also recommends avoiding online lenders and brokers, as they may not have the same level of expertise or customer service.

Few Questions With Answers

1. What mortgage company does Dave Ramsey recommend?
Dave Ramsey recommends using a local, reputable mortgage broker or banker to get the best deal on a mortgage. He also recommends shopping around and getting at least three quotes from different lenders before making a decision.

2. Does Dave Ramsey recommend adjustable rate mortgages?
No, Dave Ramsey does not recommend adjustable rate mortgages (ARMs). He believes that ARMs are too risky for most people and can result in higher payments and more interest over the life of the loan.

3. Does Dave Ramsey suggest using online mortgage lenders?
Yes, Dave Ramsey suggests using online mortgage lenders as long as they are reputable and have good reviews. He recommends researching the lender thoroughly before committing to them, making sure to read customer reviews and check out their Better Business Bureau rating.

4. Does Dave Ramsey recommend pre-qualifying for a loan before applying?
Yes, Dave Ramsey recommends pre-qualifying for a loan before applying so that you know how much you can afford to borrow and what type of loan is best for your situation. Pre-qualification will also help you get better rates from lenders since they know you have already been approved for the amount you’re asking for.

5. Does Dave Ramsey suggest paying off your mortgage early?
Yes, Dave Ramsey suggests paying off your mortgage early if possible because it will save you money in the long run by eliminating interest payments over time. He also suggests looking into refinancing your current loan to get a lower interest rate if possible, which could make it easier to pay off your loan faster.

Recent Posts